Financial Exploitation of the Elderly

The California State Welfare and Institutions Code, Section 15610.30 defines financial abuse as “a situation in which a person, including but not limited to, one who has care or custody of or who stands in a position of trust, of an elder or dependent adult, takes, secretes, or appropriates their money or property, to any wrongful use, or with the intent to defraud.”

In other words, a person of trust takes advantage of a person financially, typically over the age of 65, who may also be vulnerable physically or mentally.

I am grateful that no one in my family has been subjected to financial abuse (at least, not that I know of), and I hope it never occurs. But the signs are not always easy to see. This means it’s up to seniors and their loved ones to learn how to recognize financial abuse in the act.

Types of Elder Financial Abuse

A recent survey conducted by non-profit Investor Protection Trust (IPT) revealed that financial exploitation of elderly is occurring frequently. The survey shared some of the more common forms of abuse out there:

1. Theft by Family Member

Unfortunately, theft at the hands of a family member is more common that many people might think. While most assume family members would never harm a loved one, challenging economic times can bring out the worst in people.

For instance, a grandparent may be in a hospital for an extended amount of time, and family members realize expensive items have been left in the home. It’s not uncommon for those family members to take the items for themselves.

Other times, family members who are responsible for cashing Social Security checks or paying bills may take a portion or all of the money for themselves.

Read more: http://www.gobankingrates.com/savings-account/how-prevent-elder-abuse/

FOLLOW THE MONEY!!!

"Medical building went missing from L.A. County tax rolls"

Redondo Beach facility's owners did not receive a tax bill for three years. It is one of 15 cases of questionable assessments forwarded to the D.A.'s office.

The Prospect South Bay Medical Center in Redondo Beach is home to dozens of doctors' offices — cardiologists, obstetricians and an urgent care center.

But for three years, the $11-million, 47,000-square-foot building disappeared from the Los Angeles County tax rolls. During that time, county officials acknowledge, they never sent a tax bill to the owner.

The assessor's office forwarded the case of the missing building and 14 other questionable assessments to the Los Angeles County district attorney last month following inquiries from The Times.

Prosecutors are in the midst of an influence-peddling probe of the county assessor's office, examining hundreds of properties suspected of getting illegal tax reductions from a former county appraiser.

Assessor officials said they could not explain why one of those buildings vanished from the roll.

http://www.latimes.com/news/local/la-me-assessor-20120927,0,3717044.story

"Slander of Real Estate Titles?"

http://losangeles.blockshopper.com/search?ref=sections%23index&q=thelsey ???

Slander of Title, Daniel K. Lak

(Page 4 of 15)Case 2:09-cv-00686-RLH-LRL Document 1-2

Filed 04/16/2009 Page 5 of 45

------------------------

SECOND CAUSE OF ACTION

1-

18.

The Bank demanded performance from Goddard, but Goddard has failed and

2 refused, and continues to fail and refuse, to perform in accordance with the terms and conditions
3 of the Note.

4

19.

As a direct and direct and proximate r.esult of Goddard's wrongful conduct as

5 herein described, the Bank has suffered damages measured pursuant to Nevada deficiency Jaw in
6 excess of $1 0,000.00, plus interest, and any additional damages that may be proved at trial.

7

20.

The Bank has been required to retain the services of attorneys to prosecute this

8 action, and the Bank has been damaged thereby. In addition to the amount specified above, the

9 Bank is entitled to recover reasonable attorneys' fees and costs of suit.

10

~ ~ll (Slander of Title - Ail Defendants)

5 ~ ~ 12 21. The Bank repeats and realleges each and every allegation contained in the

~n,;N~

~;,o .

« ~ ii ~ 13 preceding paragraphs where appropriate as if the same were fully set forth at length and
:I: i.g ':'

~ " ....

.0( ~ t: 14 incorporates them herein by reference.
'-lJf~;

.....l J =~

~ ~ l~ 15 22. Lak was' Goddard's agent in all things.

~ i ., ~

;;3 :.:s g 16 23. The Bank owns the Property against which Lak recorded the Lis Pendens in Clark

'-Ll::l

c5 ~ 17 County, Nevada.

~

18

24.

The Lis Pendens is a false and malicious statement disparaging oftbe Bank's title

19 to the Property and recorded in public records in Clark County. Nevada.

20

25.

As a result of Lak's publication of a false and malicious statement disparaging of

21 the Bank's title to the Property, the Bank has suffered pecuniary loss.'

22

26.

The Bank is entitled to an award of punitive 'damages according to proof to punish

23 and deter the false, malicious, and oppressive conduct of the Defendant.

24

27.

The Bank has been required to retain the services of attorneys to prosecute this

25 action, and the Bank has been damaged thereby. The Bank is entitled to recover reasonable
26 attorneys' _ fees and costs of suit.

27
28

48 I 889.doc (7423-3)

Page 4 of5

'---------------------------------- . __ ..

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Aunt Annie Retired From The Rock Hill Police Department

I sure wish Robert, Doris and Daniel pulled their elder abuse, financial elder abuse, fraud and undue influence in South Carolina they would all be in jail.

"Stamp Out Elder Abuse"

Hi,

I wanted to draw your attention to this important petition that I
recently signed:

"Stamp Out Elder Abuse"

http://www.ipetitions.com/petition/stampoutelderabuse/?utm_medium=email&utm_source=system&utm_campaign=Send%2Bto%2BFriend

I really think this is an important cause, and I'd like to encourage
you to add your signature, too. 

It's free and takes just a few seconds of your time.

Thanks!

Selective Prosecution by California Attorney General

4 arrested in alleged scheme that targeted elderly

The Associated Press
Published: Friday, Sep. 21, 2012 - 4:02 pm

SACRAMENTO, Calif. -- Authorities have arrested four California residents for allegedly running a Ponzi scheme that defrauded dozens of investors out of $2.3 million from 2003 to 2011.

Attorney General Kamala Harris said Friday that the four suspects were charged with 66 felony counts of elder abuse, securities fraud and conspiracy.

Officials say husband and wife Philip and Ellen Lester, both 65, were arrested Thursday in Riverside County. Susan Laferte and Jonathan Blinder, both 58, were taken into custody Thursday in Nevada County.

http://www.sacbee.com/2012/09/21/4843090/4-arrested-in-alleged-scheme-that.html

See also: http://www.theunion.com/news/2605458-113/lester-investors-blinder-lenders

http://www.news10.net/news/local/article/210532/2/Grass-Valley-real-estate-co-accused-in-23-million-Ponzi-fraud

My experience with the California Attorney General's office under Brown and now Harris has been that prosecuting elder abuse is not their top priority.  The same can be said for just about any government agency charged with protecting our elders and bringing those to justice that bring mental, physical and financial abuse to bear on our elders. 

http://benamarine.blogspot.com/2010/11/commitment-to-daddy.html 

http://www.benamarine.blogspot.com/2011/02/commitment-to-daddy-before-after.html

Stamp Out Elder Abuse -- Sign the petition.
http://www.ipetitions.com/petition/stampoutelderabuse/

Elder Financial Protection Network
http://www.bewiseonline.org/

Veritas -- Semper Fidelis

"Failure is not an option."

"Fall down seven times, stand up eight."

"Don't stop until your good is better and your better is best."

LESSONS RETAINED FROM MY PARENTS, GRANDPARENTS

One Person

Sometimes all it takes is one person to make all the difference in the world.

What will you do when it's your time to stand up against the machine?

Hey, Doris... stop hiding behind Daniel Lak and speak to the detectives and the federal investigators! Or is it that you can't give an account of what you did with Daddy's social security checks and his monthly retirement from the US Postal Service... slip up and tell the truth about your crimes?

You aren't as gifted as Robert but, it's well known in the family that you are both pathological liars and that you both perjured yourselves on the witness stand!

http://www.helpguide.org/mental/elder_abuse_physical_emotional_sexual_neglect.htm

Former Assembly Man Arrested

"assemblyman was arrested in connection with defrauding three banks out of thousands of dollars"

Probation Official Arrested on Federal Fraud Charges

The executive was arrested in a FBI probe of alleged employee misconduct, officials said

http://www.nbclosangeles.com/news/local/Probation-Official-Arrested-Federal-Fraud-Charges-170093926.html

THE CASE ABOVE HAS ABSOLUTELY NOTHING TO DO WITH THE IMAGE BELOW OR THE ELDER ABUSE, FINANCIAL ELDER ABUSE, FRAUD, UNDUE INFLUENCE AND VARIOUS OTHER CRIMES AND FUCKRY  EXPOSED ON THIS BLOG!

THE KEY WORD IS "FRAUD."

Former Judge Faces More Charges in Elder Abuse Case

"A Forest Grove attorney, already accused in an elder abuse case against his former mother-in-law, has been arrested again and is facing more charges in the case along with new charges related to his mother, the Forest Grove Police Department reported. 

Last year, Robert A. Browning, 67, was indicted on seven counts of first-degree criminal mistreatment related to his former mother-in-law, Laura Sullivan. A Washington County grand jury this week indicted Browning on 14 counts of first-degree criminal mistreatment, said Capt. Mike Herb, a Forest Grove police spokesman. 

The indictment, Herb said, is the result of a two-year investigation into Browning in connection with the financial exploitation of Sullivan and his mother, Josephine “Alice” Browning. Both victims have died, Herb said."

http://www.oregonlive.com/forest-grove/index.ssf/2012/09/forest_grove_attorney_faces_mo.html 

Elder Abuse, Financial Elder Abuse are serious crimes and just because the victim has died that doesn't mean the suspects should not be brought to justice.  Browning a former Judge, resigned in January 2011.

Judge Charged with Elder Abuse

http://benamarine.blogspot.com/2011/09/judge-charged-with-elder-abuse.html

Real Estate Fraud, Forgery, Hiding of Trust Assets???

"THIS IS A BENAMARINE.BLOGSPOT.COM PRESS RELEASE!"

Page 27 of the "S" Trust reflects that Daddy's "Interest in the real property located at 8625 S.12th Street (sic), Inglewood, CA 90305" on line # 3 but, he list 16219 S. Bradfield Ave differently on line # 1?

The Bradfield Ave property was completely in the "S" Trust but, only what Daddy believed to be his portion of 12th Ave was included in the "S" Trust.

However, Belhaven Ave wasn't included in the "S" Trust at all!!!   (See images below.)

Belhaven Ave. was later recorded with the county recorder as being "L" Trust property by the ABUSERS on 31 December 2008!!!

That said, did Daddy give 50% of the Inglewood property and 100% of Belhaven Ave to his wife, Edwina by default via the Trust document???

Why didn't  Daddy list or mention the Belhaven Ave. or the Falmouth Ave. properties in the Trust???

The truth concerning 8707 Falmouth Ave #308 has yet to be determined but, Ms. Eisenstein has admitted that she knows Daniel K. Lak.

http://losangeles.blockshopper.com/search?ref=sections%23index&q=Thelsey

The Trust was done July 23, 2008 which was prior to Daddy gifting Doris her own home as recorded on October 21, 2008.

Then there’s the $55,000.00 cash withdrawal on August 1, 2008?  "Follow the MONEY!"

So, the question remains… How and when did Daddy become owner of Doris's home on Bradfield and the condo on Falmouth in Playa Del Rey?

Then there is the question of the validity of Daddy's signature on the Trust and other documents.

I would really love to compare Daddy's signature to Lak's documents with Daddy's driver's license and any checks Daddy would have signed on his checking account prior to the advent of Daniel K. Lak circa July 2008.  As all I have to go by and take as accurate is the signature on the power of attorney Daddy signed on May 1, 2008 at the bank with Aunt Carol.

Testimony of Thelsey L. Fuller, BP099211, BP122665

There is no Testimony of Thelsey L. Fuller.  Robert L. Fuller, Doris A Fuller & Daniel K. Lak saw to that and the court allowed it.

Continuance, continuance, continuance, after continuance ruled the day.  Mr. Thelsey L. Fuller was never allowed to be asked or answer one question in open court regarding his wife - Mrs. Edwina J. Fuller, himself or his assets.

"Thelsey S. Fuller Trust"  "Thelsey L. Fuller Trust" it's so very confusing!!!

http://benamarine.blogspot.com/2011/03/16219.html

http://benamarine.blogspot.com/2010/11/commitment-to-daddy.html

http://benamarine.blogspot.com/2011/02/commitment-to-daddy-before-after.html

http://benamarine.blogspot.com/2012/07/conspiracy-to-commit-fraud-elder-abuse.html

Re: Los Angeles County Superior Court Cases

BP099211, BP122665, BP118616, BP135381

http://www.lasuperiorcourt.org/civilcasesummary/index.asp

2nd District Court of Appeal

B241450 & B241452

http://appellatecases.courtinfo.ca.gov/search.cfm?dist=2

Judge Marvin Lager, found Robert and Doris Fuller guilty of fraud, undue influence and elder abuse - all in probate court.  They were removed as trustees of the Estate of Thelsey L. Fuller and court ordered to turn over all paperwork and monies that were stolen out of the Trust ($235,000.00 - $107,000.00 of which belonged to our mother - who was alive at the time).  Immediately, Robert and Doris placed Doris Fuller's daughter inside the real property (8625 12th Ave, Inglewood, CA) in which they no longer were trustees or had control over.  

Also, Robert Fuller said that he wasn’t going to pay  Momma, "SHIT!”  

So much for the orders given by Judge Lager. 

So much for the orders of the Court.

http://benamarine.blogspot.com/2012/06/fuller-decision.html

My hat goes off to Det. Gomez of the Los Angeles County Sheriff’s Department for her efforts to get justice for the victims, Mr. & Mrs. Thelsey L. Fuller.

Right click on images to increase their size using your browser.

Widow Alleges Outrageous Financial Abuse

By REBEKAH KEARN 

VENTURA, Calif. (CN) - An elderly, ill widow claims in court that a remodeling company and bank are demanding $8,300 and threatening to take away her home for minor home repairs she refused four times.
     Emma Jean Hill, 86, sued U Save Remodeling and EnerBank USA in Superior Court.
     Hill says she is an unemployed widow who is completely dependent on "her monthly Social Security check, financial support from family members and a small rental unit behind her home."
     It all began on July 10 this year, as she sat on her porch with her 65-year-old daughter, who has diabetes, congestive heart disease and cancer in remission, Hill says.
     "While sitting on her front porch, Mrs. Hill was approached by a man who let himself in through the front gate, uninvited. He identified himself as a representative of U Save, and that he wanted to talk to her about installing new windows," the complaint states.
     Hill herself is recovering from open heat surgery, has cataracts, severe arthritis, an artificial knee and is hard of hearing, she says in the complaint.
     Hill says she could not afford to remodel her house and told U Save's pitch man "no at least 4 times" but he "persisted and continued to convince her to install the windows" until she finally gave in.
     Hill says the man, who is not identified in the complaint, had her sign a contract, but she could not read it because it was illegible.
     "Mrs. Hill could not read the fine print of the document, and told the U Save representative that she could not read it," the complaint states. "The U Save representative told her specifically that she could pay off the windows for an initial down payment of $300, and a payment plan of $50.00 per month with 'NO INTEREST.' The document called for the outrageous job price of $4,850.00 (for 3 average size windows and 2 small windows and a railing on a small 3 step concrete patio)."
     A week later, U Save employees came to her house to install the windows, Hill says. "In the process, they damaged blinds in the house, and left the alarm system disconnected. Mrs. Hill had to pay $90 for the alarm company service call to repair the damage. Likewise, it cost approximately $185 to replace the damaged blinds."
     Then, the widow says, a woman from U Save began calling her house two or three times a day, asking if any paperwork had come in the mail.
     "Mrs. Hill does not have an answering machine, and U Save would call and let the phone ring anywhere from 20 to 50 times each call," the complaint states.
     About a month after the windows were installed, Hill says, a packet arrived in the mail from EnerBank USA.
     Enerbank is based in Salt Lake City; U Save has a California contractor's license, Hill says in the complaint.
     The complaint states: "Contained within the packet from EnerBank USA was correspondence and loan paperwork, with a pre-assigned account number for Mrs. Hill, seeking her signature on a 'payment authorization form' for payment of $4,550 and agreement to an interest rate of 17.05 percent and finance charges of $3,781.96."
     Hill says she did not sign the application, so the defendants threatened and harassed her to "coerce" her into signing the papers.
     She adds: "Defendants told plaintiff that $4,850.00 was a good deal for replacement of five windows and installation of a small railing."
     "Since receipt of the EnerBank USA loan packet, Mrs. Hill has continued to receive daily multiple phone calls from U Save. In addition, U Save is calling Mrs. Hill's children, and sending text messages and emails," the complaint states.
     In addition to this daily harassment, Hill says, U Save has sent "multiple men" to her house, "in a thuggish effort to threaten plaintiff into signing the EnerBank USA financial papers," and has threatened to take away her home.
     The complaint states: "On August 22, 2012, while escorting Mrs. Hill to the hospital, her daughter received a text message from a woman at U Save stating 'We have someone from our company outside ur (sic) mom (sic) house (sic) we need the document (sic) if not we will have to put a lean (sic) on the house.'" (Parentheses in complaint.)
     Hill says she is suffering from "fear, anxiety, nightmares, and is currently afraid to be alone at her home. The threats made by defendants ... have made her fearful of losing her home as well."
     Hill accuses U Save and EnerBank of conspiring to "abuse and take advantage of persons like Mrs. Hill, acting in concern to trick them into agreeing to work, then trick and harass and intimidate and coerce them into abusive loan programs to make them pay not only for the work itself, which was overpriced, but also high levels of interest ... for the purpose of financial gain."
     She seeks punitive damages for elder abuse, fraud, and intentional infliction of emotional distress, and disgorgement of all "wrongfully obtained monies and profits."

http://www.courthousenews.com/2012/08/30/49810.htm

http://www.courthousenews.com/2012/08/30/USave.pdf